Can You Live Without A Credit Card?

all credit cards accepted. no pork beef

I found this funny. You can pay with cards, but not with meat. Galle Road

Andrew Sullivan a thread called ‘Can You Live Without A Credit Card?‘ I am a huge Sullivan fan and wrote him an email, and woot, they published it.

My girlfriend physically took my credit card away. We’re much better off. Digitally, however, I continue to use the card for everything from Amazon books to server costs to music. The digital economy runs almost entirely on credit. There’s almost no concept of cash online. Am I glad I don’t have the credit card in my wallet any more? For sure. Can I live without a credit card at all? Nope. At least not online.

Basically, I don’t use the credit card for real-life purchases anymore. It’s an exclusively digital product – I just use the number to buy stuff online, stuff which I cannot get otherwise.

The entire digital economy runs on credit, with the exception of connecting your bank to PayPal (and emerging mobile payments). And I do buy a lot of stuff online. Psychologically, I’m also a bit better at tracking those purchases. I think. Hence, while I don’t think credit cards are essential for ‘real’ life, they are essential online.

6 Comments

  3. Now the webcards are here know. They are debit cards, but act as credit cards. In the sense can do online purchasing. But should reload the card for the amount we are about to spend :)

  5. I stopped using my credit card after the 1% credit card tax came on. I now have a debit card that I use if get stuck for cash, credit card is only for online payments.

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